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For electric mobility in emerging markets



Tailored finance for electric light-vehicles.


Taking fintech loan management to the next level. 

Clubbing loan collections, asset management, income generation, and behavioral data to create a suite of solutions that work best for our clients. 


Market builder & Thought Leader

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Reduce pollution while generating more income for people in the Global South


Be the leading financier for income generating electric mobility in emerging markets.

Three Wheels United is a Global tech-enhanced financier for light electric vehicles in emerging markets, starting with the auto rickshaws in India.


TWU is combining tailored financing solutions with innovative loan management and asset management technology to offer a competitive loan, removing barriers for uptake, while de-risking their lending. 

As an organization we are committed to reinvesting a majority of our profits in order to scale our business and it’s impact on poverty and pollution reduction.




Vehicles financed


Tonnes CO2 reduced


Extra income generated


Defaulted loans


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Keeling Curve Prize 2019 winner

Techstars Dubai Accelerator 2019

Endorsed by the Climate Finance Lab and it’s partners as one of the top 3 finance instruments for action on climate change

2018 Climate & Clean Air Awards finalists for innovative efforts to reduce dangerous air and climate pollutants

Finalist for the prestigious Sankalp Award 2018

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SDG Finance Summit Geneva 2019

Winner of the STAMP Hyderabad challenge for innovative finance of electric vehicles

Selected by the EU as one of the top 4 innovative ideas for meeting Climate Action Goals worldwide

Finalist in the Smart City Expo Awards Innovative Idea category

Selected by ENEA consultancy as one of the top 5 energy access enterprises

Completed the Miller Center’s GSBI In-residence accelerator program

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Raghu N.

First driver to purchase the Mahindra TREO through Three Wheels United

"I hope this sets an example for other drivers to follow and help contribute towards the green revolution in Bengaluru"

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Jagadeesh K.

Driver who purchased a vehicle with the help and finance of Three Wheels United

"I had a dream to drive an auto, but I didn't have the money to own and and worked as a garment worker. Now I'm living in good conditions, I can pay my childrens' school fees, and I don't have money issues anymore. I'll never forget TWU"


Basavaraj O.

Driver who purchased a vehicle with the help and finance of Three Wheels United

"Thanks to TWU,  I have improved my income while managing to repay my auto rickshaw loan without hassle and being able to take good care of my family"


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Kevin Wervenbos
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Maggie Thomas
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Hardip Goindi
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Apurv Mehra
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For any inquiries, questions or commendations, please call: or fill out the following form

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Head Office

24/4 Haudin Rd, Yellappa Chetty Layout, Ulsoor, Bangalore, 560042


Email: info@threewheelsunited.com

Tel: +91 80 4092 1127


To apply to join the Three Wheels United team please send a cover letter with your C.V. to: careers@threewheelsunited.com