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Three Wheels Technology

Technology to de-risk lending to low-income clients.

Combining proven MFI concepts, behavioral data, and asset management

Our holistic data-driven lending ecosystem helps low-income and low-literate people own an income generating asset.


Unlike other fintech lenders we use the data captured from borrower interactions digitally and in-person, and through telematics in the vehicles. With this data, we use AI/ML to drive decision making and improve borrowers’ income.


This means borrowers are both able and willing to pay, driving the core of any financier – repayment. 

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